Biden could do it tomorrow if he wanted to.
Keep bullying the White House.
It has been successful in delaying payments but now we gotta finish the job" (viaInsider).

While this decision disappointed many struggling Americans, others argue that borrowers should have to diminish their own debts.
“Why should I be paying for their education?
I don’t want to!”

Worth noting is that Ocasio-Cortez isn’t alone in the fight.